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It is a real challenge to transfer money between countries without having to pay the expensive wire fees (at least $30 each transfer). These fees can really add up, especially if you consistently transferring funds. Here is the trick I have learned to shortcut this hassle.
1. Open a Canadian Royal Bank account.
2. Open a Royal Bank Centura account (the United States Arm of Royal Bank)
3. Transfer funds between your online accounts for free!
With Royal Bank Centura, you are allowed to transfer funds between your Canadian and American accounts online for free or at least a minimal $1.50 charge. From your U.S. Royal Bank Centura account you can then e-mail transfer funds to anywhere in the United States for free. There isn’t any problem with opening a U.S. account using a Canadian address and in the end this could save you hundreds if not thousands of dollars.
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